A home protection plan normally covers mechanical failures or breakdowns due to normal wear and tear of your home appliances or major systems (heating/air conditioning, plumbing, electric, kitchen appliances, etc.) depending upon the plan and options you select. The plan guarantees the homeowner that if something that is covered by the home warranty plan stops working or breaks down then it will be repaired or replaced by the service company, subject to the terms, conditions and coverage limits of the contract.
A home protection plan does NOT cover any items in the event of natural or man-made disasters that can cause major damage to a home and its mechanical systems. They also do not cover events that a homeowner’s or flood insurance policy would cover, such as: tornadoes, hurricanes, fires, floods or theft. Our plans do not cover the physical structure of a home or personal belongings that are inside the home.
When you purchase a home protection plan from American Residential Warranty, you are entitled to certain protections as part of the plan. If one of your covered appliances or systems breaks down, either submit a request online or call us. For all covered repairs, a small service fee of $55 will be due per breakdown, unless otherwise noted in the terms & conditions.
Garbage disposals are very popular with homeowners. These devices help you to get rid of all food waste in a quick and convenient manner. By grinding food items in your disposal, you will accumulate less garbage in your home and less garbage goes to the landfills. With garbage disposals, there are issues that can develop causing them to break down. Some garbage disposals operate in the home for years before a problem occurs while others break down within days or months after installation. The result can be an expensive repair or replacement.
Some dealers will cover both parts and labor ONLY for the first year following installation. When you have a home protection plan that includes Garbage Disposal protection, you will have coverage for as long as you continue paying for your plan. With a home protection plan from American Residential Warranty, that includes your garbage disposal, you will rest easy knowing that your important investment is covered.
Garbage Disposal coverage includes/excludes the following:
Covered: All mechanical and electrical components and parts.
Not Covered: Problems and/or jams caused by bones and foreign objects other than food.
Kitchen Plus Plan: Covers major kitchen appliances, garbage disposal, interior electrical system and water heater – ONLY $29.99/mo (plus any applicable state taxes).
Heating and Cooling Plan: Covers central heating and cooling, whole-home humidifier and interior electrical system. – ONLY $39.99/mo (plus applicable state taxes).
Platinum Plan: Covers major kitchen appliances, garbage disposal, water heater, interior electrical system, central heating & cooling and whole-home humidifier – ONLY $49.99/mo (plus any applicable state taxes).
Platinum Premier Plan: Covers major kitchen appliances, garbage disposal, ice maker, ceiling fans, water heater, interior electrical & plumbing system/stoppages, central heating & cooling, whole-home humidifier and garage door opener – ONLY $59.99/mo (plus any applicable state taxes).
There are no long-term contracts involved. As a customer of American Residential Warranty, you will not be locked into a 1 or 2-year plan. You can choose month-to-month, quarterly or annual payment plans. Your initial payment includes a thirty (30) day wait period before you are eligible for coverage under this Agreement.
While homeowner’s and flood or fire insurance protect your home against unlikely incidents such as natural disasters, flood and fires, American Residential Warranty’s home protection plans provide protection against covered mechanical failures due to normal wear and tear. We offer dependable repair services from one of the nation’s largest network of licensed, pre-screened and pre-qualified home service professionals. Our representatives are ready to assist you 24 hours a day, 365 days a year. A representative will validate your coverage and dispatch your claim to a service provider, who will contact you directly to schedule an appointment that works best with your schedule. We also provide immediate service for emergency issues and we will respond to a request for service within 24-48 hours.
With one of our Home Protection Plans, that include garbage disposal coverage, you can have peace of mind knowing that you’re covered by a leader in home protection.